E. Setauket New Listing $279,000

Welcome to 21 Beaver Lane in E. Setauket. This home is unique in its size.  It offers a 2 car garage. 5 Bedrooms and 2 Bathrooms. The rooms are spacious, the walkway, roof, floors and windows, have all been renovated within the last 10 years. It offers a screened porch and an upper deck. Natural Gas is […]

New Listings In Three Village
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Buyers — The Cost of Homeownership For You

One-Time Expenses Appliances Will the appliances in the home need upgrading?  Now or in the near future?  Don’t forget to check out the water heater and HVAC. Furniture Moving from an apartment to a three-bedroom house will often mean you’ll need more furniture.  Evaluate furniture needs and costs for your new home. Remodeling Before purchasing […]

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Home Sweet HomeOwner – Tax Credits For You

Please Note that taxes are complicated, and the eligibility for these credits can vary depending on location and income.  Always best to check with your accountant if you have any uncertanties. On January 1, 2013 the Senate and House passed H.R. 8, legislation to avert the “fiscal cliff,” the bill was signed by President Barack […]

Finance
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What Is The Challenge To The Real Estate Recovery?

INVENTORY! The real estate market is in the midst of a major comeback.  Halleluhia!  Sales are greater than any time since 2007. (Doesn’t mean price appreciation..not yet!)  Consumer confidence is increasing. Economists are now saying housing is the major tailwind to our nation’s overall economic recovery. There is one major challenge that could stall the […]

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What’s Happening With Mortgage Rates?

Maybe Now Is The Time to Buy!

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Late Paying Your Mortgage?

Did You Know That…. A 30 day mortgage late payment can drop scores over 100 points and may take 3 or more years to recover from. A 90 day mortgage late payment can drop scores over 100 points and may take 7 years to recover from. Individuals purchasing real estate that will require loan approval […]

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Real Estate Market Update

The closed median home price in December 2012 for Long Island, which includes Nassau, Suffolk, and Queens data, was $357,750, representing a 7.3% increase over December 2011. All three counties reported year over year increases in the category of closed median home prices. Nassau County reported a December 2012 closed median home price of $400,000 […]

Real Estate Market Conditions
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Open Houses In Port Jefferson This Weekend

 

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“Qualified Mortgage” News For You

Last week, the Consumer Financial Protection Bureau (CFPB) announced its rules for a qualified mortgage. Let’s take a look at what it will mean to housing. The idea of a QM is to assure the “ability to pay” — what standards a bank must follow to make sure a borrower has the ability to make […]

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Don’t Ignore The Data

Housing: Year End Reports Reveal Market Coming Back NATIONWIDE Every year-end housing report revealed that the real estate market is recovering quite nicely. Here is a quick synopsis of each:    Existing Home Sales Report Nationwide ■Total existing-home sales rose 5.9 percent in November over last month ■Sales are 14.5 percent higher than November 2011 […]

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