What’s Happening With Mortgage Rates?

Maybe Now Is The Time to Buy!

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Late Paying Your Mortgage?

Did You Know That…. A 30 day mortgage late payment can drop scores over 100 points and may take 3 or more years to recover from. A 90 day mortgage late payment can drop scores over 100 points and may take 7 years to recover from. Individuals purchasing real estate that will require loan approval […]

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Real Estate Market Update

The closed median home price in December 2012 for Long Island, which includes Nassau, Suffolk, and Queens data, was $357,750, representing a 7.3% increase over December 2011. All three counties reported year over year increases in the category of closed median home prices. Nassau County reported a December 2012 closed median home price of $400,000 […]

Real Estate Market Conditions
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Open Houses In Port Jefferson This Weekend

 

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“Qualified Mortgage” News For You

Last week, the Consumer Financial Protection Bureau (CFPB) announced its rules for a qualified mortgage. Let’s take a look at what it will mean to housing. The idea of a QM is to assure the “ability to pay” — what standards a bank must follow to make sure a borrower has the ability to make […]

Finance
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Don’t Ignore The Data

Housing: Year End Reports Reveal Market Coming Back NATIONWIDE Every year-end housing report revealed that the real estate market is recovering quite nicely. Here is a quick synopsis of each:    Existing Home Sales Report Nationwide ■Total existing-home sales rose 5.9 percent in November over last month ■Sales are 14.5 percent higher than November 2011 […]

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Luxury Housing Market Surges

“Right now, if you are upgrading to a bigger house, even if you’re selling at 10% off, you buy your new house at 10% off.  Price appreciation is going to go much higher than people anticipate.” I am here to help you find your Luxury Home.  631-473-0420

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